It's new car time! Maybe it's used car time! Even better if it's extra car time! No matter what time it is on your auto buying clock, it's always an amazing auto loan financing time here at Gunther Volkswagen of Daytona. We're going to show you how beneficial it is to get your auto loan financing done here with us. Please scroll below to learn a little more about what we have to offer you, or just jump straight to the secure online credit application and apply for financing on your next vehicle!

Financing, Leasing, Applying. What Does It All Mean?

Unless you are paying cash, you're using someone else's money to pay for or lease your vehicle upfront. Pretty convenient as this keeps liquid cash available in your account. But in exchange for using someone else's money (in this case, a bank), they charge you a small fee known as an interest rate or lease rate. So let's take a look at some of the insider jargon so you can finance like a ninja:

• Financing - You finance when you buy. Typically, up-front costs are higher, as are monthly payments. That said, the vehicle is yours, and there are no restrictions to usage or abusage.


• Leasing - Up-front costs are a lot less because you are only paying for a portion of the vehicle's total prices. This portion is a lot less than the vehicle's full price, which accounts for the lower monthly payment in a lease. There are restrictions, but that's the benefit you're paying for.


• Applying for auto loan financing - Whether you lease or finance with us in Daytona, FL, you'll still have to fill out something called a "finance application." Make sure to have your driver's license, income, and rent/mortgage information on hand. Your credit score will determine your final rate. Our vast network of lenders keeps things competitive.

But how much is it all going to cost? That's always what it comes down to. The honest answer is, you never really know until you start drilling down some variables. Your final payment could vary because of store incentives, VW finance deals, vehicle availability, and more.

To get a sense of where you might be, we have a convenient car loan calculator that should give you a sense of your final payments. But here's the catch, plug in real numbers. Try not to guess, as doing so will skew your results. So, instead of guessing what your current vehicle is worth as a trade, you can value your trade right here and take the guesswork out of it!

VW Financing Made Easy. Know Before You Go.

Let's say you live near Orlando. You want to take the trip in and grab a new Volkswagen vehicle from us. You've heard we include more coverage than the factory does on scheduled maintenance. But you're gonna spend a hot minute driving here. You can save yourself tons of time with any car finance issue by taking these steps now:

• Apply for any and all car loans online.
• Know your budget; know your payment. We give you the tools.
• Have your insurance, driver's license, trade, title, and payoff information.
• Pick out a name for your new ride.

That last part. We've seen more customers spending time in our lot toiling over their new ride's name than anything else. Hit the road faster. Have more fun. Prepare just a little bit ahead of time. You can save yourself so much time… when you know before you go.

Gunther's Got Auto Loan Financing Near Deltona

We've talked a lot about the new car process. Financing & Leasing. But the same process applies to our used cars for sale, too. We want you to have a blast when you come in and see us. We know that the car-buying process can be intimidating, but that's what we're here to save you from. That's what we've been doing for over fifty years. We're all about creating confidence for the road ahead, so ask about the many other services we offer to keep your vehicle looking and running its best. Your next car is waiting. We're here to make sure you get it.

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